Foreclosure Prevention and Intervention
The Foreclosure Prevention Team has organized several free community events to help homeowners find solutions to their mortgage problems."Mortgage Help Days" took place on July 24, December 5, 2009, March 25-26, and October 2, 2010, in Seattle and Bellevue. Co-sponsors of these events included City of Seattle, the Federal Reserve Bank, the FDIC, HUD, DFI, Urban League, Statewide Porvery Action Network, HOPE NOW, NeighborWorks, and the Making Home Affordable Program. Homeowners had the opportunity to meet one-on-one with mortgage counselors, lenders, or attorneys to discuss loan modification and refinancing options to lower their monthly mortgage payments. There were also workshops on the foreclosure process, avoiding foreclosure scams, improving your credit, and the Making Home Affordable program.
The Team is currently sponsoring a mediation advocacy training by Northwest Justice Project, designed to educate housing counselors about the mediation process. Additional materials, including an informatiive and lively video, are being developed for homeowners who will represent themselves at mediation hearings.
The Team has also created a 70-page reference, Washington Foreclosure Prevention Resource Guide: A Tool to Educate Homeowners about the Foreclosure Process.
The Washington State Bar Association has established a referral panel to assist the growing number of homeowners facing foreclosure, including those who are victims of predatory mortgage loans or foreclosure rescue scams. If you need an attorney, contact the Home Foreclosure Legal Aid Proiject Hotline at 1-877-894-HOME (4463).
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